TODAY’S RATES
3-MONTH CERTIFICATE
special ¹
offered on Consumer Share Certificates
3.56%
Minimum opening deposit of $1,000.
Home Equity
Loans ²
fixed rate as low as
7.655%
for a 20-year closed-end home equity loan.
Business Auto
Loans ³
as low as
7.09%
for a new vehicle with less than 12,000 miles with a term up to 60 months.
Save Big, Earn Big! Now offering more dividends on higher balances, for select share certificates. Learn More »
SESLOC Reduces Overdraft Fees for Consumer and Business Members
Helping Members Save Today, and Everyday
SESLOC is pleased to announce, that as of Friday, November 1, 2024, there has been a reduction in overdraft fees. This change is part of our commitment to providing cost-effective solutions for our entire membership community. These savings will be extended to all members, but will have the greatest impact on those facing financial challenges, who need a break from fees to begin saving and building healthy financial habits.
See a summary of these recent changes, or explore Basic Checking, which has been offering no overdraft, NSF or check-cashing fees.
A SPECIAL OFFER
Just for SESLOC Members!
FREE DESERT
of choice with a $25 purchase at Palo Mesa Pizza.
(Terms and conditions apply, click learn more for details.)
Oh dear! Is your holiday budget stretched thin?
Skip A Pay
can help free up cash for the holidays.
Go ahead. Skip an eligible loan payment this November or December.
Friday, December 27, 2024 is the last day to submit a form.
Introducing a new valuable resource to help members strengthen their financial security and stop potential fraud.
- Protect Yourself From Scams -
Explore the new
SESLOC Fraud Center
Life happens.
SESLOC Instant Funds loans are here to help.
With a Life Event or Smart Payday Loan, you could get funded in less than 60 seconds, even on nights and weekends. (Terms and conditions apply, click “Learn More” for complete details.)
Drive Your Business Forward
Basic Business Vehicle Loans are now more affordable.
A must-have for all Mustangs.
Introducing the all new Cal Poly Debit Rewards Card for HomeFREE Checking™
Same benefits. Same rewards.
But now, pay with Cal Poly pride.
The best place to bank
is not a bank.
It's here. At SESLOC.
Take it To Go
For an optimal Online Banking experience, download the SESLOC mobile app.
SESLOC Business Services
Local. Stable. Flexible.
Get Buying Power
It’s time to purchase your Central Coast dream home.
Featured Stories from SESLOC News+
Our latest events, community stories and tips to boost your financial IQ
SESLOC Takes Home Two Top Honors
SESLOC is pleased to announce that we have received two prestigious awards this year. The recognition we have earned serves as a testament to our commitment to excellence and dedication to providing exceptional financial services to our valued member-owners. We are proud to share this achievement with you, as it highlights our ongoing efforts to deliver top-tier products and services that meet and exceed the financial needs of our community.
Is Buying a Fixer-Upper Right for You?
As home prices continue to rise and DIY culture gains momentum, more people are turning to fixer-uppers as an affordable, customizable housing option. The appeal of personalizing a space to fit your vision can make these homes attractive, but are they the right choice for you? Let’s explore the pros, cons, challenges and benefits of buying a fixer-upper to help you decide if it aligns with your goals, budget and skills.
Finish Strong: End of the Year Money Moves for 2024
As the year comes to a close, it is essential to address your financial needs before the holiday rush begins and set yourself up for a successful 2025. Here are four steps to help you establish a solid financial foundation and enjoy a stress-free start to the new year.
Happening Now at SESLOC
Join us for these upcoming member education opportunties, events and celebrations.
Financial Webinars
Free and open to the public
Passing down prosperity or generational wealth – money and assets passed down through families – is vital for a strong community, however, many barriers including race, gender, and income keep people caught in a cycle of debt, preventing them from creating a lasting financial legacy. Join us for an insightful webinar where you will learn how to make decisions to invest in yourself and the future generation, to build a stronger financial future.
January 22, 10:00 a.m.
Webinars From the Vault: The Psychology of Spending
Watch online
In The Psychology of Spending, we talk about the role of psychology in how we spend. Presented March, 22, 2023 by Vincent Delgado, Education Outreach Manager.
Events & Celebrations
 |
Notice of Elections for SESLOC DirectorsEach spring, SESLOC members select Directors to lead our Credit Union. From October 1, 2024 – November 20, 2024, we are accepting applications for nominations for qualified members who are willing to volunteer as Credit Union directors in a governance capacity for a three-year term. |
Holiday Closures
Branches, Contact Center and Live Chat are closed in observance of upcoming federal holidays. See all closures.
Shawn
Dan
Mary
Jennie
Mary
Lanie
Greg
Stacey
Aja
Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.
