TODAY’S RATES
BOOST TO EVERYDAY SAVINGS¹
offered on Primary Share Savings
3.56%
On the first $1,000.
Home Equity
Loans ²
fixed rate as low as
7.146%
for a 20-year closed-end home equity loan.
Business Auto
Loans ³
as low as
6.24%
for a new vehicle with less than 12,000 miles with a term up to 60 months.
Save Big, Earn Big! Now offering more dividends on higher balances, for select share certificates. Learn More »
SESLOC members can get a
FREE
6-Pack of
donut holes
with the purchase of a dozen donuts.*
Show your SESLOC Visa Card and coupon to redeem offer.
Special offer is valid May 1 – June 30, 2026.
*In-store purchase only, not valid online. See details.
Support our local Food banks
and help end hunger in our communities.
$1 can provide 4 meals.
3-Month Business Share Certificate
Short term. Smart Returns.
Required minimum opening deposit of $1,000 for Business Share Certificate accounts. Additional terms, conditions, restrictions, and eligibility apply.
SOLID GOLD IN 2026!
Thank you for voting for us.
We are pleased to be named the BEST CREDIT UNION on the Central Coast in the Tribune readers' poll.
High Five!
Good news! SESLOC ATMs now dispense bills in $5, $20 and $100 denominations.
Say Hello to Your New Level Up Dashboard
Wondering how many Level Up points you’ve earned? We took out the guesswork. Check out your new dashboard in Online Banking to see your points and benefits in our easy-to-read charts.
Say Hello to Your New Level Up Dashboard
Wondering how many Level Up points you’ve earned? We took out the guesswork. Check out your new dashboard in Online Banking to see your points and benefits in our easy-to-read charts.
- Protect Yourself From Scams -
Explore the
SESLOC Fraud Center
Current incidents affecting SESLOC Membership:
MEMBER ADVISORY: Wire Transfer Scam Attempt to Steal Money from SESLOC Members
SESLOC members are reporting a very sophisticated scam which attempts to steal money through wire transfers from SESLOC accounts to another financial institution. Calls texts, and websites demanding you take action are fake – please do not give a caller any information and hang up immediately.
Celebrating the People
Who Make the Central Coast the Best Place to Live
SESLOC Cares for Community Award
In partnership with NewsChannel 12, each month we select one nonprofit to nominate a volunteer who goes above and beyond to give back to their community.
Terri Lee Coleman Earns SESLOC Cares for Community Award for Outstanding Fundraising with Santa Maria Police Council
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive....
SESLOC Young Change Makers Award
In partnership with Wild 106.1, each month we honor a young resident who volunteers or uses their entrepreneurial spirit to drive change.
Logan Foster Named SESLOC Young Change Maker for Work with Big Brothers/Big Sisters
SESLOC Credit Union is proud to honor Logan Foster as a SESLOC Young Change Maker. Logan recently earned the...
Celebrating the People
Who Make the Central Coast the Best Place to Live
SESLOC Cares for Community Award
In partnership with NewsChannel 12, each month we select one nonprofit to nominate a volunteer who goes above and beyond to give back to their community.
Terri Lee Coleman Earns SESLOC Cares for Community Award for Outstanding Fundraising with Santa Maria Police Council
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive....
SESLOC Young Change Makers Award
In partnership with Wild 106.1, each month we honor a young resident who volunteers or uses their entrepreneurial spirit to drive change.
Logan Foster Named SESLOC Young Change Maker for Work with Big Brothers/Big Sisters
SESLOC Credit Union is proud to honor Logan Foster as a SESLOC Young Change Maker. Logan recently earned the...
A must-have for all Mustangs.
Introducing the all new Cal Poly Debit Rewards Card for HomeFREE Checking™
Same benefits. Same rewards.
But now, pay with Cal Poly pride.
The best place to bank
is not a bank.
It's here. At SESLOC.
Take it To Go
For an optimal Online Banking experience, download the SESLOC mobile app.
SESLOC Business Services
Local. Stable. Flexible.
Get Buying Power
It’s time to purchase your Central Coast dream home.
Featured Stories from SESLOC News+
Our latest events, community stories and tips to boost your financial IQ
Mortgage Points: What You Need to Know
What are mortgage points and are they right for you? Mortgage points are basically discount points. When you’re getting your home loan, you can buy mortgage points to lower your rate and save you interest in the long run.
Mortgage Pre-Approval: Your Key to Successful Home Buying
With the Federal Reserve having lowered interest rates, you may be thinking that now is the perfect time to consider purchasing a home. If you are ready, it is best to proactively position yourself in an advantageous spot as a buyer by completing a mortgage pre-approval before you begin house hunting.
The Growing Threat of Phishing: Protecting Yourself Against Cybercriminals
Phishing is a technique employed by cybercriminals to deceive individuals into divulging sensitive information or installing malware on their devices. This method is executed through various channels such as phone calls, emails, SMS texts, or even social media messages.
Happening Now at SESLOC
Join us for these upcoming member education opportunties, events and celebrations.
Financial Webinars
Free and open to the public
Ever wonder why you spend money the way you do? The Psychology of Spending webinar will explore the external factors that influence buying behavior, money personalities, ways to control spending, and strategies to overcome the forces that make us spend. Join us in learning more about your spending.
Webinars From the Vault: Auto Buying Made Easy
Watch online
In Auto Buying Made Easy, we talk about what to know before you head to the dealership. Presented June 11, 2025. Presented by Vincent Delgado, Education Outreach Manager.
Events & Celebrations
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Santa Maria Chamber Business ExpoSanta Maria Fairpark, 937 S Thornburg St. The Santa Maria Chamber of Commerce Business Expo highlights the vibrant businesses that make our region special. Be sure to stop by the SESLOC booth and say hello. Learn more » |
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EXPO at the ExpoMadonna Inn Expo Center The EXPO at the Expo, hosted by the San Luis Obispo Chamber of Commerce, brings together more than 100 local exhibitors. Local businesses are welcome to stop by the SESLOC People & Place booth for special treats (while supplies last). Admission to the event is free with a business card, or a $5 charge for non-business individuals. Learn more » |
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Santa Maria Elks Rodeo4040 Highway 101, Santa Maria It’s time to celebrate! SESLOC honors the Elks Rodeo & Parade for giving back to our community. From bull-riding to barrel racing, parades to queen contests, the Elks Rodeo provides an exciting and unique Western experience for us who call the central coast home. See you at the rodeo! Learn more » |
Holiday Closures
Branches, Contact Center and Live Chat are closed in observance of upcoming federal holidays. See all closures.
Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.
