U.S. Consumer Privacy Policy
U.S. Consumer Privacy Policy
Facts: What does SESLOC Credit Union do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- Payment history and credit history
- Mortgage rate and payments and credit card or other debt
When you are no longer our member, we continue to share your information as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons SESLOC Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
| Reason | Does SESLOC Credit Union share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigation, or to report to credit bureaus. | Yes | No |
| For our marketing purposes – to offer our products and services to you. | Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | We don’t share |
| For non-affiliates to market to you | No | We don’t share |
What we do
How does SESLOC Credit Union protect my personal information?
To protect your information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does SESLOC Credit Union collect my personal information?
We collect your personal information, for example, when you
- Open your account
- Apply for a loan
- Give us your employment history or give us your income information
- Give us your wage statements
We also collect your personal information from other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes — information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates – Companies related by common ownership or control. They can be financial and nonfinancial companies.
- SESLOC Credit Union has no affiliates.
Non-affiliates – Companies not related by common ownership or control They can be financial and nonfinancial companies.
- SESLOC Credit Union does not share with non-affiliates so they can market to you.
Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- SESLOC Credit Union doesn’t jointly market.
Other Important Information
When you browse our public website at www.sesloc.org, you do so anonymously. We do not gather user-specific information. The information we do gather is aggregated and de-identified. We use browser cookies to track user activity in order to evaluate website effectiveness and facilitate the use of our site. These browser cookies will expire 365 days from the date of first acceptance, or if you have manually reset your browser settings or deleted cookies.
Additional information concerning our privacy policies can be found in the other tabs on this page.
Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.
