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A neighborhood that shows potential houses for an investment property .

Investment Property Lending

Investment Property Loans

A neighborhood that shows potential houses for an investment property .

Investment Property Loans

For those looking to invest in a rental property,
look no further.

Our Investment Property Loan is for purchases or refinances of 1 unit or 2-4 unit properties (non-owner occupied), and features:

  • Fixed rate & payments for first seven years (adjusts semi-annually thereafter)
  • Limits on rate Increases: 1% semi-annually / 5% lifetime
  • 30-year term1
  • No prepayment penalties
  • No application fee
  • No negative amortization
  • Pre-qualification available

Rate Index: SOFR

Additional products and/or rate options may be available. Contact a Mortgage Loan Officer near you for more information.

Click the rate or APR to see a payment example.1

1 Refer to our Payment Calculator to estimate additional payment examples.
APR = Annual Percentage Rate. Rates are subject to change without notice. Loan terms based on credit history and other underwriting criteria and subject to credit approval. Loan terms and conditions subject to change without notice.

Ready for the next step?

Review our handy documentation checklist and application how-to. Or, get started with a pre-approval or free consultation using the forms below.

Get Pre-approved or Apply Now

Need more info?

Let's chat.

Request a complimentary consultation with one of our Mortgage Loan Officers. Whether you want to purchase a home, refinance your mortgage or just check out your options, we're here to here to help you make informed decisions.  Simply fill out our form and we'll contact you shortly.

Home Loans

There is no obligation to join SESLOC or apply for a loan. By submitting this form, you agree to receive email communications from SESLOC and phone calls if this preference is indicated. You can unsubscribe at any time. 

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Home Buying

From the News+ Blog

Is Buying a Fixer-Upper Right for You?

Is Buying a Fixer-Upper Right for You?

As home prices continue to rise and DIY culture gains momentum, more people are turning to fixer-uppers as an affordable, customizable housing option. The appeal of personalizing a space to fit your vision can make these homes attractive, but are they the right choice for you? Let’s explore the pros, cons, challenges and benefits of buying a fixer-upper to help you decide if it aligns with your goals, budget and skills.

read more
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Shawn
"We've been members of SESLOC since 1972. It was refreshingly user-friendly then and that attitude continues to this day."

Dan
"Excellent place for depository accounts and loans. Low rates, one of the best online financial services and the people there are friendly... It truly feels like a hometown credit union."

Mary
"All of the employees are always professional and greet everyone with a smile. On top of banking, I have used them for auto loans in the past and have always been happy with the rates and service."

Jennie
"SESLOC has always come through for us, whether it is for car loans, mortgage loans or refinancing. The staff are attentive and friendly, their rates good. SESLOC is our bank for everything."

Mary
"Love this bank! 🤗😁👍 The workers are sooo nice and friendly!!"

Lanie
"The best place to go. Will never go anywhere else for financing my vehicles. Fast, easy, and friendly."

Greg
"I love my credit union because they are straightforward and helpful. I appreciate the many ways that they support financial literacy in the community."

Stacey
"This credit Union Rocks just like Incubus."

Aja
SESLOC Credit Union
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