Certificate
Savings Accounts
Share Certificate Accounts
Watch your money grow. Earn high yields on long-term funds while saving for planned purchases.
Now offering more dividends on higher balances.
You have a choice in where you deposit your hard-earned money. To show our appreciation for choosing SESLOC, we’re now offering a higher annual percentage yield (APY) on Consumer Traditional Share Certificates with higher balances.
Because when you save big, you should earn big.
3.56%
APY †
SPECIAL RATE
offered on 3-month
Share Certificates.
HURRY!
Lock in this special rate when you open a SESLOC 3-month Share Certificate and start earning dividends. Plus, earn more on higher balances with our new tiered rate structure.
This great rate is only available for a limited time.
†APY = The Annual Percentage Yield (APY) is effective as of 11/07/24, is subject to change at any time without prior notice and will be determined and fixed for the term of the 3-month share certificate at account funding. This offer is valid for Consumer Traditional certificate accounts. Required minimum opening deposit of $1,000. Any withdrawals, including fees, will reduce earnings on the account. Early withdrawal penalties and additional restrictions may apply.
Traditional Share Certificate
Earn the highest dividend rates the Credit Union offers with a Traditional Share Certificate. The longer you save, the more you earn. Lock in your rate for the term you select and watch your dividends compound monthly.
- $1,000 minimum deposit
- 3, 6, 12, 15, or 18 month terms, as well as 2 – 5 year terms available
- New! Earn even more dividends with our tiered rate structure.
Building Block Add-On Share Certificate
Earn generous dividends while saving for annual expenditures, such as vacations, taxes or holiday gifts. Dividends compound monthly.
- $250 minimum deposit
- Add deposits of $25 or more anytime during the 1-year term
Save to Win Share Certificate
Open a Save to Win share certificate and every time you make a $25 deposit (up to 100 entries per month), you’ll be entered in a monthly and quarterly prize drawing for a chance to win up to $5,000.
- $25 minimum deposit
- 12-month term
Open a Share Certificate account
NOT A MEMBER?
Join online, then you can open your Share Certificate account at any branch.
CURRENT MEMBERS
Open an account in Online Banking.
Save to Win and Building Block certificates may be opened online.
You can also visit any branch or call our Contact Center at (805) 543-1816.
For additional information, see How to Join »
Early withdrawal penalties apply to all share certificate types. Defer to your share certificate disclosure for other terms, conditions and restrictions.
Your Money is Safe at SESLOC
Accounts are insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency.
Tips for Financial Health
From the News+ Blog
Tis the $eason (For a Mid-Year Money Checklist)
As summer hits its stride, the idea of financially preparing for the holidays might feel like overkill. Consider this: money is the most cited source of stress during the holidays, with 58% of US adults worrying about overspending or not having enough money.
Budgeting Tips for College Students
With a little bit of planning and discipline, you can take control of your finances and make the most of your college experience. Whether you are a seasoned budgeter or just starting out, these budgeting tips will help you make your money work for you.
Fire Up Your Savings Game: Saving Money at the Grocery Store
With prices rapidly rising on everyday items, perhaps your savings plan has gone by the wayside. These tips will help you find more money in your budget –starting with saving at the grocery store.
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Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.
