Business & Commercial Lending
Business & Commercial Lending
SESLOC can help your business grow.
Whether you need more working capital, more office space, or a new company car, we offer a variety of business and commercial lending solutions to help your business grow and thrive.
- Commercial Real Estate Loans – Whether an investment or an owner-occupied property, a commercial real estate loan can help you purchase a larger facility or refinance the building you’re in now. Learn more »
- Lines of Credit – A revolving line of credit is an ideal way to provide short-term working capital to help with seasonal purchases, cash flow fluctuations, inventory and more.
- Term Loans – A term loan can finance the purchase of equipment or provide permanent working capital to help your business grow.
- Vehicle Loans – SESLOC can help you purchase the right vehicles for your business. Finance most passenger cars, vans, light-duty trucks and sport utility vehicles here.
- Business Credit Cards – A SESLOC Visa® credit card offers outstanding benefits and competitive rates designed to meet your business needs.
*Other eligibility qualifications required for loan approval. Restrictions may apply.
Drive Your Business Forward
With a SESLOC Basic Vehicle Business Loan
If you need a company car, van, light-duty truck or SUV for you or your staff, a SESLOC Basic Vehicle Business Loan can help. We now offer a maximum loan term up to 84 months, which will help reduce monthly payments, freeing up cash for other business expenditures.1
APR = Annual percentage rate
1. Vehicles less than 7 years old and mileage less than 100,000. APR is 2.00% higher for vehicles with mileage of 100,000 or more. Payment Example: A $30,000 loan, at 7.29% APR for 60 months, would have an estimated monthly payment of $598.15. See the Business Services rate sheet for available terms.
Bring Your Business to SESLOC
To get started, contact our team or apply online. For loans over $100,000 call (805) 540-7707.
Business Tips
From the News+ Blog
Five Ways Credit Unions Support Small Businesses
Credit unions aren’t just for individual members. As a community-based institution, we work to serve business members at various stages of their growth. From dedicated service to local loan decisions, credit unions work to help your business thrive and grow our local economy.
6 Tips for Starting a Business
You’ve got a business idea and a name in mind, but how do you go from idea to opening the doors of your new business?
Retirement Plans for Small Businesses
If you are self-employed or own a small business and you haven’t established a retirement savings plan, what are you waiting for? A retirement plan can help you and your employees save for the future.
Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.
