Información importante: Va a entrar a una página que podría estar en inglés. Es posible que el contenido, las solicitudes y los documentos asociados con los productos y servicios específicos en esa página estén disponibles solo en inglés. Antes de escoger un producto o servicio, asegúrese de haber leído y entendido todos los términos y condiciones provistos. Si tiene alguna pregunta, comuníquese con nosotros al (805) 543-1816. Para acceder a la versión en Inglés del sitio, seleccione el idioma en la barra de menú superior.

SESLOC Supports First Responders by providing a special low rate home loan.

Home Loans for First Responders

SESLOC Supports First Responders

 

SESLOC Supports First Responders by providing a special low rate home loan.

SESLOC Supports First Responders

SPECIAL OFFER!

Home Loans for as little as 1% Down1

At SESLOC, we value the contribution of public safety professionals. We are proud to offer fixed rate home loans with down payments as little as 1%1, designed especially for first responders.2  Thank you for protecting our community, now let us support you!

 

Eligibility: 2

  • Any employee presently employed either full time or part time with the fire department or a federal, state or local law enforcement agency
  • Full time or part time Emergency Medical Technicians (EMTs) and Paramedics
  • Loan must be for the purchase of your primary residence

Simply call us or request a free consultation to see if you’re eligible.

We’ll guide you through the lending process and find a solution with a competitive rate that’s right for you!

Fixed Rate Home Loans

With a fixed rate, you have the advantage and security of knowing your rate and your monthly payment will not change for the term of your loan. Features include:

  • 30-year terms3
  • Low or no points options
  • Pre-qualification with no obligation
  • Financing up to 99% loan to value1

Current Rates

Click any rate or APR* to see a payment example.

Additional products and/or rate options may be available. Contact a Mortgage Loan Officer near you for more information.

home loans

*APR = Annual Percentage Rate. Rates are subject to change without notice. Loan terms based on credit history and other underwriting criteria and subject to credit approval. Loan terms and conditions subject to change without notice.
Instant Mortgage Rate Quote & Payment Calculator results are for illustrative purposes only and don’t guarantee a rate.  Actual rate, APR, payment amount and closing costs will vary based on final loan terms and may be higher. Consult a Mortgage Loan Officer for more information.
1. Loan terms based on credit history, and are subject to credit approval. Some restrictions apply.
2. Other eligibility qualifications required for loan approval, including but not limited to: employment as full-time, presently employed police officer, firefighter, emergency medical technician or paramedics, loan must be for the purchase of primary residence and must qualify for mortgage insurance through the credit union mortgage insurance provider.
3. Click any rate or APR in the chart above to see a payment example. Refer to our Payment Calculator to estimate additional payment examples.

Ready for the next step?

Contact a Mortgage Loan Officer to learn more about this special program, review our handy documentation checklist and application how-to, or get started with a pre-approval using the forms below.

download our free ebook: The Home Buying Journey

Check out our free, informative eBook:

The Home Buying Journey Explained

Everything you need to know for purchasing your Central Coast dream home.

Get Pre-approved or Apply Now

Need more info?

Let's chat.

Request a complimentary consultation with one of our Mortgage Loan Officers. Whether you want to purchase a home, refinance your mortgage or just check out your options, we're here to here to help you make informed decisions.  Simply fill out our form and we'll contact you shortly.

Home Loans

There is no obligation to join SESLOC or apply for a loan. By submitting this form, you agree to receive email communications from SESLOC and phone calls if this preference is indicated. You can unsubscribe at any time. 

"*" indicates required fields

Name*
Are you a SESLOC Member?
Purpose of Consultation - Please check all that apply
This field is for validation purposes and should be left unchanged.

Home Buying

From the News+ Blog

Is Buying a Fixer-Upper Right for You?

Is Buying a Fixer-Upper Right for You?

As home prices continue to rise and DIY culture gains momentum, more people are turning to fixer-uppers as an affordable, customizable housing option. The appeal of personalizing a space to fit your vision can make these homes attractive, but are they the right choice for you? Let’s explore the pros, cons, challenges and benefits of buying a fixer-upper to help you decide if it aligns with your goals, budget and skills.

read more
Mortgage Pre-Approval: Your Key to Successful Home Buying

Mortgage Pre-Approval: Your Key to Successful Home Buying

With the Federal Reserve having lowered interest rates, you may be thinking that now is the perfect time to consider purchasing a home. If you are ready, it is best to proactively position yourself in an advantageous spot as a buyer by completing a mortgage pre-approval before you begin house hunting.

read more