Save to Win
12-month Share Certificate
A New Way to Save
Save to Win
12-month Share Certificate
A New Way to Save
A chance to win up to $5,000.¹
Would you like a chance to win prizes for saving your hard-earned money? With a Save to Win 12-month share certificate, for every $25 in account balance increase at month-end, you’ll be automatically entered in a monthly and quarterly prize drawing for a chance to win up to $5,000.1 Now, you get up to 100 entries per month!
The money you deposit in your Save to Win account is yours to keep along with the dividends earned.
With nothing to lose and everything to gain, it’s time to Save to Win.
How it Works:
- Open a Save to Win 12-month Share Certificate with a minimum deposit of $25.
- Make as many deposits as you like to your share certificate account during the 12 months. Every $25 balance increase earns you an entry into the drawings, up to 100 entries per month. For example, if your Save to Win account balance increases by:
- $50.00 at month end, you will have two (2) entries for the monthly prize drawing cycle.
- $1,590.00 at month end, you will have 63 entries for the monthly prize drawing cycle.
- $3,500.00 at month end, you will have 100 entries for the monthly prize drawing cycle.
- $75.00 at July month-end, $226.00 at August month-end, and $310.00 at September month-end, you will have 24 entries for the October quarterly prize drawing cycle.
- You may enroll in the Change it Up program to make automatic deposits from a SESLOC checking account. Learn more about Change it Up »
- Prizes are awarded monthly and quarterly, ranging from $25 to $5,000.
- Enjoy flexibility with the option to make one withdrawal during the 12-month period, with an early withdrawal penalty fee of $25. (You must maintain $25 in the account for it to stay open.)
- Everyone who opens an account is a “winner” because you get to watch your savings grow.
A SESLOC member just won $5,000, and so could you!
But that’s not all. 26 SESLOC members won a combined $7,300 in prizes in the recent drawing. You could be next!
Todays rates
Now Offering
4.07%
APY*
NOT A MEMBER?
Join today and open an account online in just minutes.
– CURRENT MEMBERS –
Log in to Online Banking to open an account.
You may also apply by phone at (805) 543-1816 or at any branch.
You could be the next winner!
Since we introduced Save to Win in November 2019:
Total Awarded
Member Winners
Prizes
While account holders are eligible for the Central Prize drawing, we guarantee two SESLOC members win each month and one per quarter. Winners will be notified within two business days of the drawing.
SESLOC Prizes
Awarded exclusively to SESLOC Members
Prize Drawing
# Winners
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Prize Drawing
# Winners
Amount
Central Prizes
Awarded to members among all participating credit unions.1
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Amount
Prize Drawing
# Winners
Amount
Prize Drawing
# Winners
Amount
Prize Drawing
# Winners
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Prize Drawing
# Winners
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Prize Drawing
# Winners
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Prize Drawing
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# Winners
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Prize Drawing
# Winners
Amount
Open Your Save to Win Account Today
NOT A MEMBER?
Join and open an account online in minutes.
CURRENT MEMBERS
Open an account in Online Banking.
Or, visit any branch or call our Contact Center at (805) 543-1816.
Why Save to Win?
Finding the motivation to save money can be difficult. Saving for emergencies or annual expenditures, such as vacations, taxes or holiday gifts, means denying immediate gratification for the promise of long-term goals. Share certificates give you a higher dividend rate than a regular share savings account. However, most require a large minimum deposit to get started and you can’t usually add funds after it’s been opened.
The Save to Win share certificate is different. This account helps you develop healthy savings habits in a fun way, with the added bonus of a chance to win prizes. Unlike the lottery, you keep the money you’re investing, plus earn generous dividends.
In addition to fostering the habit of saving, one of the best features is the ability to withdraw one time during the 12-month period (a $25 withdrawal penalty fee applies).
About Save to Win
The Save to Win program was developed by Commonwealth, CU Solutions Groups and the Michigan Credit Union League (MCUL). The pilot program launched with eight Michigan credit unions in 2009 and has since expanded to several states, including the most recent in California. SESLOC is proud to be among the first credit unions in California to offer Save to Win. The program is administered by CU Solutions Group, an affiliate of MCUL. To date, the program has awarded more than $3.1 million dollars in cash prizes and has helped credit union members save nearly $200 million nationwide. To learn more about Save to Win, visit www.savetowin.org.
Change it Up
Our Change it Up savings program allows you to round up your everyday debit card purchases to make an automatic deposit into your Save to Win account.†
†Terms, conditions, restrictions and eligibility apply. See details.
It’s an easy, automatic way to save money.
Why Saving is Winning
From the News+ Blog
Save to Win Share Certificate Participants Celebrate Big Wins
26 members won a combined $7,300 in the monthly and quarterly Save to Win 12-month Share Certificate¹ prize drawing² earlier this month — including two big quarterly winners of $5,000 and $1,000. What would you do if you got the call announcing a surprise windfall? Anthony, the $1,000 quarterly prize winner, quite literally jumped for joy when he heard the good news.
More Than $20,000 Save to Win Prizes Awarded
SESLOC members are saving — and winning! Since the program launched, more than $20,000 in prizes have been awarded.
5 Ways to Level Up & Save More
Consider making moves to Level Up, with our new member benefits program.¹ Increasing benefits include select fee waivers, waived check orders, and rate discounts on new eligible consumer loans — all of which can help you save even more money and get ahead financially.
*APY = Annual Percentage Yield. APY is accurate as of the effective date listed on the Personal Savings and Loan Rates page. APY assumes dividends remain in account to maturity. Minimum balance required to open the account and earn the stated APY is $25.00. Additional restrictions apply. Early withdrawal incurs a penalty fee, with a limit of one withdrawal per 12-month term. Refer to the Save to Win Truth in Savings Disclosure and Official Account and Prize Entry Rules for additional terms, conditions, eligibility and restrictions that apply.
1. Limit one Save to Win 12-month Share Certificate per consumer member. The account is not available to businesses, including sole proprietors, trusts and organizations. Consumer member must be 18 years or older and a resident of California to participate in the Save to Win Savings Promotion. No purchase necessary. 12-month Share Certificate account will automatically renew upon maturity. Early withdrawal incurs a penalty fee, with a limit of one withdrawal per 12-month term. Must maintain an average daily balance of $25.00 for the account to remain open. Winners agree to permit SESLOC CU to use their likeness in promotional or their materials. Membership in good standing required for all Credit Union benefits. See the Member Account Agreement and Disclosure and Fee Schedule for additional terms, conditions and fees that apply to your account. Refer to SESLOC CU Save to Win Savings Promotion Official Account and Prize Entry Rules for additional terms, conditions, eligibility and restrictions that may apply.
2. Monthly drawings are held on the 14th of each month. Quarterly drawings are held on the 14th of April, July, October and January. Winners are notified within two business days of each drawing.
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Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.
