SESLOC Membership Benefits

IT’S GREAT TO BE A SESLOC MEMBER.

Whether you are saving for an emergency fund, buying your Central Coast dream home, or want to score cool swag and deals at local shops, we offer many ways to help SESLOC Members Save. It’s your money, your goals—and we’re here to help you reach them. 

In addition to low fees, great rates and uncomplicated pricing, for decades we have offered a number of Everyday Member Benefits.¹ Plus, get rewarded with MORE benefits we introduced as part of our Level Up Member Benefits² program.

Your Everyday Member Benefits

For Personal Memberships

Choose From Two

Checking Account Options

HomeFREE Checking is packed with exclusive rewards and Basic Checking⁴ has less fees.
BOTH accounts have no minimum balance requirement, and no monthly maintenance fee!

Basic Checking

Everyday Benefits:

No Overdraft Fees

No overdraft fees and no non-sufficient funds (NSF) fees help provide banking account guardrails to those who need it.

No Fees for Cashier’s Checks

We’ll waive the fee when you need these secure, guaranteed checks. It’s a great way to make large payments.

BankOn Certified

Meets national standards for a safe, affordable banking solution.

All members may enjoy:

(Terms and conditions apply, learn more.)

Level Up Member Benefits

Do more. Get More. 

It’s simple. Earn points for all that you do at SESLOC, including transacting, saving, borrowing and membership loyalty. The more points you have, the more benefits you get. Our new program rewards you with NEW benefits, on top of your Everyday Member Benefits.

OPEN AN ACCOUNT & JOIN

Top Member Benefits Programs

Local Rewards

Earn bonus SESLOC Rewards points at select local businesses.

*APY = Annual Percentage Yield.

1. Everyday Member Benefits are available to Credit Union members in accordance with disclosures and agreements between the Credit Union and the Consumer Member, including but not limited to the Member Application, the Member Account Agreement and Disclosure, Truth-in-Savings disclosures, all Fee Schedules, Rate Sheets and other account agreements and disclosures. For benefits including but not limited to Identity Theft Recovery + Mobile Phone Insurance, SESLOC Rewards, SESLOC Shred Days, EasyPay, insurance products through TruStage® Insurance Agency, LLC, and financial counseling through GreenPath, Inc., refer to their individual Terms and Conditions disclosures located on seslocstaging.wpengine.com or visit a SESLOC branch for more details regarding benefit terms, conditions, limits, restrictions and eligibility that apply. Some services require primary consumer member to agree to separate terms and conditions. Insurance offered through TruStage® Insurance Agency, LLC is a not a deposit and is not federally insured. The insurance coverage offered through TruStage® is not sold or guaranteed by the Credit Union.

2. The Level Up Member Benefits Program (“Program”) is provided by SESLOC Credit Union (“Credit Union”). The Program is available to consumer memberships, for which the primary consumer member is eighteen (18) years in age or older and is a member in good standing with the Credit Union. The Program is automatically available to an eligible consumer membership. Please visit seslocstaging.wpengine.com, Online Banking or any branch for the Level Up Member Benefits Program Disclosure (“Disclosure”) for more information regarding the terms and conditions of the Program. Certain restrictions and other limitations apply. By establishing or maintaining a consumer membership you are accepting the terms and conditions of the Program. If you prefer not to participate in the Program you may opt-out, see the Disclosure for more details. The Program terms, conditions and benefits may be amended at the sole discretion of the Credit Union and are subject to change without notice, except where required by law.

3.  $5 minimum opening balance for Primary Share Savings account, required to maintain membership. Rate not offered on Secondary Savings accounts or Business Savings accounts. Dividend rates and APY are variable and may vary after the account is opened. Dividend rates on your account may change at any time. This is a tiered rate account. The dividend rates and APYs applied to an account will only apply to that portion of the corresponding average daily balance within each applicable tier. The dividend rate for one tier may be the same rate, or a higher or lower rate, than the rate for a lower tier. Fees may reduce account earnings. Additional restrictions may apply. Refer to your Truth in Savings Disclosure for more information.

4. Basic Checking is not eligible for Courtesy Pay Service or SESLOC Rewards Program for debit cards.  Basic Checking incures a $2.00 monthly fee for paper statements. eStatements are fee-free.

5. Early access to direct deposit funds subject to employer and/or payer terms and conditions. SESLOC Credit Union (“Credit Union”) generally makes these funds available on the day the payment file is received, which may be up to one (1) day earlier than the scheduled payment date. The Credit Union cannot guarantee early access of a direct deposit payment. Other exceptions may apply.

6. SESLOC Rewards program Terms and Conditions can be found at seslocrewards.org The SESLOC Rewards program (“Program”) is a service provided by SESLOC Credit Union (“Sponsor”) and managed by ampliFI Loyalty Solutions, LLC (“Administrator”). Participation in the Program is exclusive to those who have a current HomeFREE Checking™ debit card or a SESLOC Visa Signature® Rewards credit card issued by the Sponsor. There is no pre-registration required. By making eligible transactions with a HomeFREE Checking account debit card and the SESLOC Visa Signature Rewards credit card, the cardholder is accepting the terms and conditions of the Program. See seslocrewards.org for Program terms and conditions. You retain the option to utilize these services as long as you are a HomeFREE Checking or SESLOC Visa Signature Rewards cardholder, subject to terms and conditions. Sponsor and Administrator reserves the right to modify, expand, discontinue, or retire any part of the program at any time.

Top SESLOC Rewards.

Earn points today for an upgraded tomorrow. See what you could redeem.