In today’s digital world, QR codes have become a staple of convenience, allowing us to access websites, make payments and gain information with a simple scan. However, the ease of accessibility has also made QR codes a prime target for scammers looking to exploit unsuspecting users. Here you can find practical tips for identifying suspicious QR codes and learn strategies to safeguard your personal information.
Red Flags to Lookout For
Over the last year, the Federal Trade Commission (FTC) has released multiple warnings of a growing number of QR code scams that are taking place both online and offline throughout the globe. From scammers covering up parking meter QR codes with their own fake ones, to fraudulent text messages and emails containing QR codes with malicious links, QR code scams are on the rise, and it’s crucial to be aware of the risks. Using urgency to cause victims to open a fraudulent QR code without reasoning, the FTC says the following are the most common messages scammers use.
- A package was unable to be delivered so you need to contact them to reschedule
- There is a problem with your account, and you need to confirm/provide your information
- Suspicious activity has been noticed on your account, and you need to change your password
How to Protect Yourself
According to the FTC, here are the best ways to guard yourself from QR code fraud.
- If you see a QR code in an unexpected place, inspect the URL before you open it. If it looks like a URL you recognize, make sure it’s not spoofed — look for misspellings or a switched letter.
- Don’t scan a QR code in an email or text message you weren’t expecting — especially if it urges you to act immediately. If you think the message is legitimate, use a phone number or website you know is real to contact the company.
- Protect your phone and accounts. Update your phone’s OS to protect against hackers and protect your online accounts with strong passwords and multi-factor authentication.
Scammers are constantly developing new tactics, so it is crucial to remain vigilant to protect yourself and your loved ones. If you suspect that you or someone you know has encountered a QR code scam, it is highly advised to report it to the FTC right away. Additionally, if you believe your personal information may have been misused or compromised, do not hesitate to reach out to our specialized identity theft recovery professionals that are available to you as a HomeFREE Checking account holder.1 They are prepared to help you assess any compromised information and take the necessary steps to address and resolve any identity fraud issues swiftly.
1 Identity Theft Recovery + Mobile Phone Coverage (“Program”) is provided by NXG Strategies, LLC., and are included as part of HomeFREE Checking. There is no pre-registration required. By participating in the HomeFREE Checking account the primary accountholder is accepting the terms and conditions of the Program. See sesloccares.nxgstrategies.com for terms and conditions of the Program, or request a copy of the terms and conditions by visiting any SESLOC branch office. You retain the option to utilize these services as long as you are a HomeFREE Checking accountholder, subject to terms and conditions
