For many years, research has shown that women in the U.S. are approved for less than men when they apply for credit products and are more likely to be denied outright. Perhaps because of this, women also put off applying for credit when compared to men, even when they need it to get on solid financial ground.
When you’re just starting out, there’s a lot to learn about your finances and it can definitely feel overwhelming — but we’re here to help. We recently sat with some local college students to talk money, and here are the answers to their questions:
Today we’re shining the spotlight on People’s Self-Help Housing, a local nonprofit building affordable housing for working families, seniors, veterans, those living with disabilities, and the formerly homeless. Sophie Marsh, Communications Specialist, explains what makes PSHH so special:
If you are self-employed or own a small business and you haven’t established a retirement savings plan, what are you waiting for? A retirement plan can help you and your employees save for the future.
With prices rapidly rising on everyday items, perhaps your savings plan has gone by the wayside. These tips will help you find more money in your budget –starting with saving at the grocery store.
SESLOC Spotlight highlights local organizations that make the Central Coast the best place to live. Today we’re shining the spotlight on Habitat for Humanity San Luis Obispo County, an organization supporting affordable housing on the Central Coast. Michael...
Did you know you can redeem your SESLOC debit and Visa® Signature Rewards card points for merchandise, gift cards, and more? We asked our staff what their favorite SESLOC Rewards were. Jim Walker from Marketing is an enthusiastic home chef and recently shared his top picks to take your kitchen to the next level.
The Financial Scholars program proved to be a valuable addition to teachers’ lesson plans as the COVID-19 pandemic continued to disrupt the 2020-2021 school year, forcing classrooms to juggle remote, in-person, and hybrid learning.
In the college savings game, all strategies aren’t created equal. The best savings vehicles offer special tax advantages if the funds are used to pay for college. Tax-advantaged strategies are important because over time, you can potentially accumulate more money with a tax-advantaged investment compared to a taxable investment. Ideally, though, you’ll want to choose a savings vehicle that offers you the best combination of tax advantages, financial aid benefits, and flexibility, while meeting your overall investment needs.
We partner with GreenPath Financial Wellness to offer unbiased, empathetic, one-on-one financial advisement to our members. GreenPath’s certified credit counselors offer free assistance with budgeting, general financial wellness, debt counseling, foreclosure prevention and support, and student loan payment. GreenPath also offers a Debt Management Program where they negotiate with creditors on behalf of members enrolled in the program to reduce interest rates and help them repay debts faster. In 2021, GreenPath’s certified counselors assisted 8 SESLOC members with a combined $161,488 in debt pay off $55,656 through the program — that’s a reduction of outstanding debt by 34% in under a year!
In January 2021, we sent out our first ever Member Pulse Survey where we asked our valued SESLOC members about their shopping trends and habits over the recent holiday season. 885 responded, revealing five key takeaways into local spending. Read up to see how you can take action to tackle holiday debt or prepare for the 2021 season:
Headed to the course to practice your swing? Did you know you can redeem your SESLOC HomeFREE Checking™ debit card and Visa Signature® Rewards card points for merchandise to help you improve your accuracy and enjoy the day on the links? Check out the top 10 SESLOC Rewards to up your game.
Did you know you can redeem your SESLOC HomeFREE Checking™ debit card and Visa Signature® Rewards card points for merchandise and gift cards? Whether you need a gift for your significant other, or are planning to treat yourself, check out the top 10 SESLOC Rewards for Valentine’s Day.
New Year, new you? Did you know you can redeem your SESLOC HomeFREE Checking™ debit card and Visa Signature® Rewards card points for merchandise and gift cards? Whether you plan to exercise more, renew your focus, or eat healthier, check out the top 10 SESLOC Rewards to kickstart your New Year’s resolutions.
As the sun sets on the final day of 2020, we’re reminded of the many GOOD things that happened this year. We made your credit union more convenient and accessible, PLUS helped your money go a little further. One Service. One Program. One Webinar at a time.
