For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans.
According to the Federal Trade Commission’s Consumer Sentinel Report published in 2023 and covering the full year of 2022, reported cases of identity theft have increased by over 584% in the last 20 years.
Thinking of starting a business? This handy checklist can help you stay organized as you start your journey, from vision to reality: General Information ▢ 1. Has relevant personal information been gathered for all participants in this business? ▢ 2. Has financial...
In the past, lenders traditionally required a down payment of at least 20% of the purchase price of a home. Today, many lenders offer loans with lower down payments. In addition, certain private and government entities have low down payment programs.
When you die, you leave behind your estate. Your estate consists of your assets — all of your money, real estate, and worldly belongings. Your estate also includes your debts, expenses, and unpaid taxes. After you die, somebody must take charge of your estate and settle your affairs. This person will take your estate through probate, a court-supervised process that winds up your financial affairs after your death.
A real estate agent is a key partner on your home buying journey. In addition to finding you potential homes, they also guide you and advocate for you throughout the process. But how do you decide which one is the right fit for you and your needs? The right real estate agent for you should be familiar with your prospective neighborhood, experienced, and is someone you’ll enjoy working with.
For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans.
If you don’t really know what you’re looking for in a home, how do you find the right one? Careful planning and consideration of your options can help ensure that you will be happy with the one you select.
In the past, lenders usually required a down payment of at least 20 percent of the purchase price of a home. Today, many lenders offer loans with lower down payments. In addition, certain private and government entities have low down payment programs
As a business owner, you’re going to have to decide when will be the right time to step out of the family business and how you’ll do it. There are many estate planning tools you can use to transfer your business. Selecting the right one will depend on whether you plan to retire from the business or keep it until you die.
If you’re planning on a holiday joy ride to Atascadero, then this Central Coast Holiday Road Trip & Shopping Guide is for you! Enjoy some local adventures, holiday festivities, and local shopping. Bring along visiting friends and family and enjoy earning bonus points at each Local Rewards location mentioned!
This Central Coast Holiday Road Trip & Shopping Guide is all about visiting Paso Robles to do a little shopping, enjoy some local flavor, and delight in unique holiday traditions. Bring along visiting friends and family and enjoy earning bonus points at each Local Rewards location mentioned!
This Central Coast Holiday Road Trip & Shopping Guide has tips for shopping, dining, and enjoying the festivities in Arroyo Grande and the Five Cities area.
This Central Coast Holiday Road Trip & Shopping Guide is all about San Luis Obispo and is filled with community traditions and small business highlights.
This Central Coast Holiday Road Trip & Shopping Guide covers the Highway 1 region, from Los Osos to Cambria.
