SESLOC Education Grants helped local teachers make the 2023–2024 school year extra special. Here’s how a few recent recipients used their grants:
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Featured
Mortgage Pre-Approval: Your Key to Successful Home Buying
With the Federal Reserve having lowered interest rates, you may be thinking that now is the perfect time to consider purchasing a home. If you are ready, it is best to proactively position yourself in an advantageous spot as a buyer by completing a mortgage pre-approval before you begin house hunting.
Saving Strategies: Building an Emergency Fund and Planning for Future Expenses
Saving money is essential for financial stability and preparedness. One of the first steps in saving is to build an emergency fund to cover unexpected expenses like medical bills or car repairs. Here are a few tips for building an emergency fund and planning for future expenses.
SESLOC Celebrates Hispanic Heritage Month
SESLOC is celebrating Hispanic Heritage Month from September 15th to October 15th and the important contributions Hispanics and Latinos make to strengthen our community. To join in the celebration, check out some festive local celebrations planned for 2024.
4 Steps to Navigate Housing Market Challenges
The current housing market presents unique challenges, including rising home prices and tight inventory. Here are 3 steps to help you overcome these hurdles and achieve your homeownership goals.
Feeling Pressured by Influencers? Here’s How to Take Control
In today’s digital age, the rise of influencers has reshaped how we perceive ourselves and our financial standing. Social media platforms and reality TV shows often portray a glamorous lifestyle that many aspire to also achieve. However, beneath the surface, there’s a subtle yet powerful pressure to keep up financially, which can lead to significant challenges.
How to Brace for Rising Home Costs: A Guide for Homeowners and Renters
Have you noticed your insurance bills skyrocketing lately? If so, you’re in good company. According to Policygenius, the average home insurance premium increased by 21% between May 2022 and May 2023. Combine this with rising housing costs, property taxes, and high interest rate debt, and it’s no wonder why so many Americans are struggling in today’s market.
Beware of Smishing Attacks: Protect Your Information
There’s a new phishing scam targeting iPhone users that aims to steal Apple ID information. These scams, known as “smishing”, are increasingly being sent via text messages, tricking users into revealing sensitive information.
4 Must-Try Lunch Spots Near Cal Poly – Just a Bus Ride Away
If you’re getting tired of the same dining food and looking to spice up your lunch routine, hop on a quick bus ride to these fantastic spots in Downtown SLO. You can use your HomeFREE debit or Visa Signature credit card at these participating Local Rewards¹ businesses to earn bonus rewards points² redeemable for cash back, gift cards, and more.
How Often Do I Need to Review My Estate Plan?
Although there’s no hard-and-fast rule about when you should review your estate plan, the following suggestions may be of some help.
Recent News
’Tis the Season for Savings
At SESLOC, we’re introducing new ways to help SESLOC Members Save. Whether you are just starting your financial journey, are an everyday saver, or have more to invest, there is something for everyone at SESLOC. We hope these benefits make your holidays more merry and bright and help you reach your financial goals and dreams in the coming year.
5 Ways to Level Up & Save More
Consider making moves to Level Up, with our new member benefits program.¹ Increasing benefits include select fee waivers, waived check orders, and rate discounts on new eligible consumer loans — all of which can help you save even more money and get ahead financially.
FAQs: Level Up Member Benefits Program
Here are the answers to common questions about Level Up, our new member benefits program.¹ Have more questions? Call us at (805) 543-1816 or visit any SESLOC branch:
SESLOC Takes Home Two Top Honors
SESLOC is pleased to announce that we have received two prestigious awards this year. The recognition we have earned serves as a testament to our commitment to excellence and dedication to providing exceptional financial services to our valued member-owners. We are proud to share this achievement with you, as it highlights our ongoing efforts to deliver top-tier products and services that meet and exceed the financial needs of our community.
Reduction in Overdraft Fees: Helping Members Save Today, and Everyday
SESLOC is pleased to announce that as of November 1, 2024, there has been a reduction in overdraft fees. This change is part of our commitment to providing cost-effective solutions for our membership and community. These savings will be extended to members but will have the greatest impact on those facing financial challenges, who need a break from fees to begin saving and building healthy financial habits.
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