Financial success starts with a solid foundation. Get started today by learning about budgeting and financial basics.
There are many misconceptions about how marginal tax brackets work and how they impact your federal tax return. This is what you need to know:For the 2020 tax year (to be filed by in 2021), the IRS set marginal rates of 10%, 12%, 22%, 24%, 32%, 35% and 37%. Your tax rate depends on your filing status (single, married filing jointly, married filing separately, or head of household) as well as your taxable income.
In today’s world it is more important than ever to focus on the things that we can control to better safeguard our financial future. It’s easy to get complacent, lulled into a false sense of security, when there are many other more urgent things to think about.
Sweetheart scams, also known as romance scams, are becoming increasingly common as people seek out connections online. The FTC reports that Americans lost over $209 million to sweetheart scams in 2019 — which is 40% more than reported the previous year.
If your New Year’s resolution is to renew your focus on financial wellness, this 7-step financial action plan will give you the tools you need to succeed. The best part? It’s easy!
The holidays are upon us, and so is the increase in risk for identity theft. Fictional characters are a big part of the season, but sadly they’ve also become a big part of identity thieves’ tool kits as well. According to a Federal Trade Commission Report, over the last five years, Synthetic Identity Fraud has become the fastest-growing type of financial crime in the United States and accounts for 20% of the credit-related losses.
The rise of online shopping during the pandemic has led to a proportional increase in online fraud and scams. As the Holiday season approaches, we want to make sure you are armed with the knowledge and the skills to protect yourself. With a little awareness, you can avoid online shopping fraud as the busiest time of the year for retail shopping is shifting into high gear.
An automobile accident can be a confusing and stressful event, but being prepared can help you remain calm. It’s important to know what to do immediately after an accident and what to do in the days following.
As we abide by stay-at-home orders, many of us spend hours in front of the computer each day for work and school. Online retail associations expect online holiday sales to surge by 25% – amounting to between $182 billion and $196 billion. Add this to a 15% increase in online sales from 2018 to 2019.
Whether you already have auto insurance or are considering buying some, you may be wondering how much is enough and which types of coverage you need. Here are a few tips to get you started:
Does spending lift your spirits when life gets you down? Many of us turn to “retail therapy” when we feel down or stressed, and for a good reason. Studies show that shopping can trigger dopamine, which is a chemical in our brains that makes us feel good and fulfilled.
Whether you’re wearing your cap and gown to pick up your high school diploma or college degree, you can redeem your SESLOC HomeFREE Checking™ debit card and Visa Signature® Rewards card points for gift cards and merchandise to help you start your next chapter. Check out the top 10 SESLOC Rewards for recent grads.*
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. In April, we...
Switching to SESLOC is easy — just follow these six steps.
SESLOC employees saved 6.1 tons of carbon dioxide from entering our local air during the first quarter of 2023 by using alternative commute methods like riding a bike, taking the bus or carpooling, and telecommuting. Reducing our carbon footprint is an important part...
We donated $40,000 to 80 local nonprofits in celebration of our 80th anniversary in 2022. Throughout the year-long celebration, our amazing staff nominated their favorite organizations to receive a $500 donation — a nod to the amount the credit union was founded with in 1942.
