Financial success starts with a solid foundation. Get started today by learning about budgeting and financial basics.
![The State of Financial Wellness in America [Infographic]](https://www.sesloc.org/wp-content/uploads/2021/11/Blog-Headers-Collection-1-9-1080x675.png)
Financial wellness is a hot topic. But what is it exactly? Financial wellness is the state of your overall financial health, measured by how you’re doing in a few categories: spending, saving, borrowing, and planning.
The holidays have come and gone, and now many are left with the bill. According to a Gallup poll ahead of the shopping season, Americans planned to spend an average of $942 on holiday gifts — not including food, travel, and other celebratory activities. What’s more, less than half of Americans reported going into the holiday with a budget. That means many are likely starting off 2020 in the red.
How do you see yourself in 2020? If your vision is of a more financially savvy you, then read on. This 7-step financial action plan will give you the tools to make this year — and decade — about your financial wellness. The best part? It’s easy!
All deposits at federally insured credit unions are protected by the National Credit Union Share Insurance Fund, which is a similar but separate fund from the FDIC fund for banks. Credit union members have never lost a penny of insured savings at a federally insured...
If you could hop in a time machine to give your 18-year-old-self a financial tip that you wished you knew back then, what would it be? We asked our employees to weigh in.
The holiday shopping season is fast approaching! Your focus should be on finding the perfect gift, not worrying about your identity. At SESLOC Credit Union, we provide you the tools you need to make sure you’re protected from the effects of identity theft.
We’re introducing a new way to save to help you develop healthier saving habits in a fun, unique way. With a Save to Win 12-month share certificate, every time you make a deposit of just $25 (up to 10 entries per month), you’ll be automatically entered in a monthly and quarterly prize drawing for a chance to win up to $5,000. Terms, conditions, eligibility and restrictions apply.
Using smartphones, tablets, and other mobile devices for activities such as banking can be very convenient. However, it is important to take some basic precautions to keep your information secure. Here’s how to protect yourself:
Turning off paper bills and statements is a small change with a big environmental impact. If U.S. households switched to electronic bills, statements, and payments, these are the estimated annual impacts:
![What Makes a Credit Union Different? [Infograph]](https://www.sesloc.org/wp-content/uploads/2021/11/Blog-Headers-Collection-5-12-1080x675.png)
What makes a credit union different? Credit unions are not-for-profit, federally insured financial institutions.
As we celebrate our 80th anniversary, we’re building a more sustainable community for the next 80 years by doing 80 local acts that have a global impact.
This past May, we held a fundraiser for the SLO Food Bank and the Food Bank of Santa Barbara County. SESLOC, employees, and members raised a combined $13,217. Every dollar donated creates 7 meals, that’s over 92,000 nutritious, wholesome meals going back into our community to help end hunger!
As we celebrate our 80th anniversary, we’re building a more sustainable community for the next 80 years by doing 80 local acts that have a global impact.
We’ve asked our incredible staff to nominate their favorite 501-(c)(3)-designated organizations. Here are the eight groups we’ve selected for April:
Local Rewards is here! We’re thrilled to announce the launch of this brand new program, where you can earn bonus rewards points on purchases made at partnering businesses when you use your eligible SESLOC Visa debit and credit cards.
