October is National Cybersecurity Month, and our Business Services team has ten tips to help you protect the cybersecurity of your business or nonprofit while online:
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Financial Health
Taking control of your financial health starts with education.
5 Reasons to Get a Signature Loan
A signature loan gives you quick access to cash and the rates are competitive. Plus, the payments are the same each month, so you know exactly when the debt will be paid off and the total cost of the loan. But when should you consider a signature loan over something else?
Beware of Skimmers & Shimmers
While owners of vulnerable transaction terminals try to secure their devices, and law enforcement continues to shut down these criminal enterprises, you can also play a part in stopping card fraud and identity theft. Follow these steps to detect when a card terminal may be at risk, and if you see something, say something!
Do Your Part, Be Cybersmart
It’s up to each of us to do our part in protecting information and keeping it out of the hands of cybercriminals. Following are some helpful tips for you to remember while traveling, transitioning back to the office, working remotely, and protecting your digital home.
Positioning Your Income/Assets to Enhance Financial Aid Eligibility
If you qualify for federal financial aid, there are a number of strategies you can try to implement to enhance the amount of aid your child will receive when you apply for financial aid. The idea is to lower your expected family contribution (EFC), which in turn raises your child’s aid eligibility.
Are There Any Assets Not Counted for Financial Aid Purposes?
Yes, assuming you are talking about federal financial aid. Under the federal government’s financial aid formula, four main types of assets are excluded from consideration when determining your child’s financial need:
CA COVID-19 Rent Relief Program: Now Covering 100% of Rent and Utilities for Income-Eligible Renters & Landlords
The State of California has increased funding for income-eligible renters and their landlords who have been impacted by COVID-19 to cover 100% of unpaid and future rent or utilities. This increase in rental assistance payments to 100% of unpaid rent will help make landlords whole and keep tenants housed.
Student Loan Payment Pause Extended Through January 2022
On August 6, 2021, the U.S. Department of Education announced an extension of the pause on federal student loan payments to January 31, 2022. The payment moratorium, currently in effect for millions of federal student loan borrowers, was set to end on September 30, 2021.
Do’s & Don’ts of Dorm Room Shopping
Dorm life is an exciting milestone for many incoming college students, but preparing to move in can be a little daunting (and costly). It’s easy to get caught up in the excitement and overspend on items you don’t really need. So before you start shopping, consider these do’s and don’ts:
Tips for Tackling Back-to-School Shopping
Back to school shopping season is already here, and experts are predicting spending to increase this year. Preparing for the new academic year doesn’t have to break the bank. Plus, involving your child in planning and budgeting is a great way to teach them about money through example.
Recent News
Shop Local With Local Rewards
Local Rewards is here! We’re thrilled to announce the launch of this brand new program, where you can earn bonus rewards points on purchases made at partnering businesses when you use your eligible SESLOC Visa debit and credit cards.
80 Years: April Charitable Giving Roundup
We’ve asked our incredible staff to nominate their favorite 501-(c)(3)-designated organizations. Here are the eight groups we’ve selected for April:
Supporting Sustainability in April
As we celebrate our 80th anniversary, we’re building a more sustainable community for the next 80 years by doing 80 local acts that have a global impact.
SESLOC Recognized Nationally for Exceptional Consumer Lending Experience
SESLOC has once again been recognized as a leading credit union that consistently provides an exceptional member service by MemberXP, a member experience solution from CU Solutions Group.
Preserving our Community Through Sustainability in Celebration of our 80th Anniversary
As we celebrate our 80th anniversary, we’re building a more sustainable community for the next 80 years by doing 80 local acts that have a global impact.
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