Taking control of your financial health starts with education.
Moving out and on your own is an exciting step towards independence, but the financial responsibility can also be shocking if you’re not prepared. There are a lot of odds and ends that you need to plan for, as well as a lot of expected (and unexpected) costs associated with the move. Here are some tips to prepare:
What is Long-Term Care? Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities. There are three levels of long-term care:
Age, illness, or injury can affect our ability to handle our finances. It’s a difficult subject to think about, and it can be even harder to discuss with loved ones. But having a plan in place is essential to protect your financial wellbeing and future.
Wills and trusts are common documents used in estate planning. While each can help in the distribution of assets at death, there are important differences between the two.
Scammers are always looking for innovative ways to separate you from your money. Whether their goal is to gain access to your cash, or to gain control of your personal information so they can commit fraud, they frequently play on psychological manipulation to get you to comply. Here some common scams to be aware of:
Do you find yourself glued to the daily news reports on market movements wondering about your own savings and investments? Before you make any hasty decisions, be sure you understand how these reports relate — or don’t relate — to your individual portfolio.
When it comes to your finances, “go with your gut” might not be the wisest adage to follow. In fact, it may work against you, particularly in periods of market turbulence. Before jumping to conclusions about your finances, consider what biases may be at work beneath your conscious radar.
Car ownership is an investment that gives you the freedom and flexibility to travel on your terms. But as car owners know, it can be expensive. Besides budgeting for the payments, you must plan for the costs associated with registration, insurance, fuel, and routine and emergency maintenance.
Having a budget sets the foundation for financial wellness. After all, you need to know where your money is going in order to make a plan to save more or to pay down debt faster. SESLOC makes it easy with a variety of tools to get started. Starting a budget as a couple? Check out these tips for partnering up on finances.
Download Let’s Go to the Credit Union, a fun activity book filled with coloring pages, puzzles, and more! Financial education is important, and it’s never too early to start. Let’s Go to the Credit Union is an introduction to money management concepts — like saving, depositing, withdrawing, and checking your balance. Check out more fun online tools to teach kids about money.
This past November we celebrated a year of saving — and winning! SESLOC introduced the Save to Win certificate in 2019 to give members a fun, unique way to develop a habit of savings. One year in, and 100 members have won a collective $7,150!
The holidays are coming up fast — did you know you can redeem your SESLOC HomeFREE Checking™ debit card and Visa Signature® Rewards card points for merchandise and gift cards? Check out the top 10 SESLOC Rewards for the perfect gift.
Money Management Minute is a financial health public service announcement series airing on KCBX, KVEC, KKJG and KSTT this holiday season. In case you missed it, check out these handy tips:
Thanksgiving might look a little different this year due to COVID, but a small celebration at home can be just as festive and meaningful. Did you know you can redeem your SESLOC HomeFREE Checking™ debit card and Visa Signature® Rewards card points for merchandise to elevate your celebration? Check out the top 10 SESLOC Rewards to bring home for the holidays.
“The ‘billion dollar in assets’ milestone is truly a monumental achievement,” said Geri LaChance, your SESLOC President and CEO. “Our growth is especially significant at a time when financial institution mergers and acquisitions are prevalent; SESLOC’s growth has been achieved organically, building healthy relationships with you and our community over decades.”
