In a perfect world, summer would be a time for children and parents to soak up the sun and enjoy a slower pace. As most of us know, work calendars don’t align with school calendars.
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Financial Health
Taking control of your financial health starts with education.
Navigating Finances as a Young Family
One of the most rewarding things in life is the privilege of raising a child, but it is no secret that raising a child can also be expensive. In 2023, the USDA found that the cost of raising a child to the age of 18 was $331,933.
Interested in Side Hustles & Entrepreneurship?
For young adults, side hustles and entrepreneurship present a horizon of new opportunities to generate income, pursue passions, provide flexibility and the chance to charter their own path to success.
Tips for Improving & Maintaining a Healthy Credit Score
Your credit score is a three digit number that can impact your financial life in significant ways. From getting approved for loans to determining the interest rates you’ll pay, understanding your credit score is essential.
Money Management Tips Every Small Business Owner Should Know
Owning a small business comes with satisfying rewards (being your own boss? Check. Deciding what days you wear real pants? Check.).With the benefits comes the responsibility of money management.
What Stubborn Inflation Could Mean for the U.S. Economy
Basically, three separate categories of entities exist: partnerships, corporations, and limited liability companies. Each category has its own advantages, disadvantages, and special rules. It’s also possible to operate your business as a sole proprietorship without organizing as a separate business entity.
Choosing an Entity for Your Business
Basically, three separate categories of entities exist: partnerships, corporations, and limited liability companies. Each category has its own advantages, disadvantages, and special rules. It’s also possible to operate your business as a sole proprietorship without organizing as a separate business entity.
What is Vesting?
Does your employer offer a retirement savings plan such as a 401(k), traditional pension, or profit-sharing plan? Did you receive a stock option grant as a year-end bonus? These employee benefits and others like them are often tied to a timeline known as a vesting schedule.
5 Signs You’re on the Path to Becoming Financially Aware
Here are five signs that indicate you’re on the path to becoming financially aware.
Can Productivity Keep Driving the U.S. Economy?
The productivity surge in 2023 may help explain why the U.S. economy was able to grow at a strong pace while inflation dropped.
Recent News
The Future is Financial: SESLOC Educates High School Students About the Importance of Budgeting
On Monday, May 20, SESLOC Credit Union hosted a hands-on, real-world living and budgeting simulation event for 70 students at Central Coast New Tech High School in Nipomo. For this event, SESLOC partnered with Bite of Reality, an app that presents real-life scenarios of maintaining a budget, to improve the financial health and wellness of the Central Coast.
SESLOC Cares for Community Award: Michael Camacho-Craft
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Michael Camacho-Craft, from the Good Samaritan Shelter
SESLOC Cares for Community Award: Margot Olivarria
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Margot Olivarria, from Shoes for Students
Take a Santa Maria Local Rewards Tour
Thank you for voting for us in the Santa Maria Times “Best Of 2024” contest. We are humbled! Here are our favorite Local Rewards¹ hot spots in the area, where you’ll earn bonus SESLOC Rewards points¹ on eligible debit and credit card purchases.
Contactless Cards FAQs
Everything you need to know about using contactless cards.
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