In general, long-term care refers to a broad range of medical and personal services designed to assist individuals who have lost their ability to function independently.
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Financial Planning & Retirement
Whether your 25 or 55, you need a strategy for retirement. Check out these tips and tricks from our experts.
What Should I Do If I Determine That My Income During Retirement Won’t Be Enough to Meet My Retirement Expenses?
The further you are from retirement, the more time you have to resolve the expected shortfall. Even if you are closing in on retirement, there may be steps you can take to bridge the gap.
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From 401(k)s to Roth IRAs: Demystifying Retirement Accounts
With so many responsibilities in our day-to-day lives, it is common to feel unprepared for the future. If you have ever caught yourself staring at your 401(k) statement blankly or questioning whether a Roth IRA is the right move, you are not alone. With guidance, these accounts can feel less daunting and more like tools you can confidently use to secure your future.
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Are Scholarships & Grants Subject to Federal Income Tax?
Whether or not scholarships and grants are subject to Federal income tax depends on several factors.
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Chaos in the Sky: New Consumer Protections for Weary Airline Passengers
There could be much-needed relief for airline passengers on the horizon, thanks to a new federal law and rules issued by the U.S. Department of Transportation.
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2025 Key Numbers for Health Savings Accounts
The IRS recently released the 2025 contribution limits for health savings accounts (HSAs), as well as the 2025 minimum deductible and maximum out-of-pocket amounts for high-deductible health plans (HDHPs).
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Do I Have to File a Gift Tax Return?
If you file a federal gift tax return, you must use Form 709 and file by April 15 of the year following the year in which the gift was made.
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How Often Do I Need to Review My Estate Plan?
Although there’s no hard-and-fast rule about when you should review your estate plan, the following suggestions may be of some help.
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How Does Getting Remarried Affect Social Security Benefits?
If you’re receiving benefits based on your own work record, your benefits will continue. If you’re receiving spousal benefits based on your former spouse’s work record, those benefits will generally end upon your getting remarried, but you may be able to receive benefits based on your new spouse’s work record, or on your own.
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What Stubborn Inflation Could Mean for the U.S. Economy
Basically, three separate categories of entities exist: partnerships, corporations, and limited liability companies. Each category has its own advantages, disadvantages, and special rules. It’s also possible to operate your business as a sole proprietorship without organizing as a separate business entity.
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Recent News
SESLOC Earns Fourth “Best of the Best” Award in Five Years
For the fourth time in five years, SESLOC has been recognized by the leading member experience solution company as one of the top credit unions for customer experience in the United States
SESLOC Cares for Community Award: Melissa Ward
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Melissa Ward from 17 Strong.
SESLOC Celebrates $50,000 in Save to Win Prizes to Members
We’re celebrating a major milestone in helping our members achieve their financial goals. Since launching the 12-month Save to Win Share Certificate¹ in November 2019, nearly 800 SESLOC members have won a combined $50,000 by opening an account with at least $25!
SESLOC Earns Third Consecutive SLO County Family-Friendly Workplace Award
For the third consecutive year, SESLOC is recognized as one of the best workplaces for families! We’re proud to announce our BLUE Diamond award from San Luis Obispo County Family-Friendly Workplaces for creating a family-friendly culture for all of our employees.
The NEW SESLOC Rewards: Shop, Earn Points and Get Rewarded
The new online home of SESLOC Rewards launched on January 23, 2025, giving you even more tools to track the points earned from your everyday spending. You won’t have to re-register for site access – use your current username and password to get started.
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