Navigating student loan options can be overwhelming. Here is an easy-to-reference guide between federal loans and private loans.
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Going to College
Financial tips and tools for college and beyond.
Are Scholarships & Grants Subject to Federal Income Tax?
Whether or not scholarships and grants are subject to Federal income tax depends on several factors.
Feeling Pressured by Influencers? Here’s How to Take Control
In today’s digital age, the rise of influencers has reshaped how we perceive ourselves and our financial standing. Social media platforms and reality TV shows often portray a glamorous lifestyle that many aspire to also achieve. However, beneath the surface, there’s a subtle yet powerful pressure to keep up financially, which can lead to significant challenges.
How to Not Let Advertisements Affect You
In today’s world, advertisements hold a powerful influence. The goal of advertisements is to capture your attention and persuade you to buy services or products. They aim to create desire, highlight benefits, and establish a brand’s presence in the market.
4 Must-Try Lunch Spots Near Cal Poly – Just a Bus Ride Away
If you’re getting tired of the same dining food and looking to spice up your lunch routine, hop on a quick bus ride to these fantastic spots in Downtown SLO. You can use your HomeFREE debit or Visa Signature credit card at these participating Local Rewards¹ businesses to earn bonus rewards points² redeemable for cash back, gift cards, and more.
SESLOC’s Financial Wellness Workshop Empowers Cal Poly Students
On Friday, May 24, over 120 student leaders participating in the Week of Welcome (WOW) program were enriched by a financial wellness workshop hosted by SESLOC at the California Polytechnic State University (Cal Poly) campus in San Luis Obispo. The purpose of SESLOC and Cal Poly providing this workshop was to educate WOW leaders in practical and relevant financial education
Tips for Improving & Maintaining a Healthy Credit Score
Your credit score is a three digit number that can impact your financial life in significant ways. From getting approved for loans to determining the interest rates you’ll pay, understanding your credit score is essential.
Are My Student Loan Payments Tax Deductible?
Your actual student loan payments aren’t deductible, but the interest portion might be, thanks to the student loan interest deduction. In 2023, the maximum deduction is $2,500. You don’t need to itemize to claim this deduction.
Get Ahead of Your Debt
For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans.
The Procrastinator’s Guide to Holiday Savings
For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans.
Recent News
SESLOC Cares for Community Award: Melissa Ward
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Melissa Ward from 17 Strong.
SESLOC Celebrates $50,000 in Save to Win Prizes to Members
We’re celebrating a major milestone in helping our members achieve their financial goals. Since launching the 12-month Save to Win Share Certificate¹ in November 2019, nearly 800 SESLOC members have won a combined $50,000 by opening an account with at least $25!
SESLOC Earns Third Consecutive SLO County Family-Friendly Workplace Award
For the third consecutive year, SESLOC is recognized as one of the best workplaces for families! We’re proud to announce our BLUE Diamond award from San Luis Obispo County Family-Friendly Workplaces for creating a family-friendly culture for all of our employees.
The NEW SESLOC Rewards: Shop, Earn Points and Get Rewarded
The new online home of SESLOC Rewards launched on January 23, 2025, giving you even more tools to track the points earned from your everyday spending. You won’t have to re-register for site access – use your current username and password to get started.
2024 Year in Review
Your favorite credit union. Helping SESLOC Members Save today, and every day. SESLOC is a place for us all.
Shawn
Dan
Mary
Jennie
Mary
Lanie
Greg
Stacey
Aja
