Fraud Prevention Tips

SESLOC provides several methods to reduce the risk of fraud. Here are some additional steps you can take to keep from becoming a victim:

• Review credit reports annually — Errors may indicate that someone else is using your identity. Learn how to get started.
• Receive statements and bills electronically — Mailed documents can put you at risk. Statistics show that highest risk occurs from January to March when annual statements and tax documents are arriving. Enroll in Bill Pay.
• Review your accounts online — You’ll spot irregularities sooner and significantly reduce loss.
• Keep address, phone numbers and email current — Ensure your financial institutions can reach you if they suspect fraudulent activity.
• Use complex passwords —  Store them securely and change them periodically. Use different passwords for different sites.
• Opt out of pre-screened credit offers — Call 888.567.8688 to stop credit bureaus from selling your information.
• Stop telemarketers — Place your name on the “Do Not Call” registry, managed by the Federal Trade Commission. This is especially useful for family members who may be easily duped.
• Protect paper documents — Shred confidential documents, receipts, and credit offers before discarding. Never leave your checkbook or confidential information, such statements, in an unlocked desk or cabinet.
• Protect yourself online and on the telephone — Install antivirus and antispyware programs on your computer. Keep your computer’s software up-to-date. Never provide confidential information in an email. Never provide personal information over the telephone unless you initiated the call to someone you know and trust.
• Use a secure mailbox — A locked mailbox protects mailed documents.

Learn more Online Banking Cybersecurity tips and see what SESLOC is doing to protect your account.