No matter where you live, credit unions play a critical role in ensuring a level playing field for everyone to achieve their financial goals.
Understanding which scams are most prevalent is key for knowing how to avoid them. Here’s what to look for in the most common scams.
Here are the answers to common questions about Level Up, our new member benefits program.¹ Have more questions? Call us at (805) 543-1816 or visit any SESLOC branch:
SESLOC is pleased to announce that we have received two prestigious awards this year. The recognition we have earned serves as a testament to our commitment to excellence and dedication to providing exceptional financial services to our valued member-owners. We are proud to share this achievement with you, as it highlights our ongoing efforts to deliver top-tier products and services that meet and exceed the financial needs of our community.
SESLOC is pleased to announce that as of November 1, 2024, there has been a reduction in overdraft fees. This change is part of our commitment to providing cost-effective solutions for our membership and community. These savings will be extended to members but will have the greatest impact on those facing financial challenges, who need a break from fees to begin saving and building healthy financial habits.
SESLOC’s 2024 Shred Day events break nine years of records by serving 746 visitors and shredding nearly 42,000 pounds of paper! Thanks to our members who attended the events at our San Luis Obispo, Atascadero, Arroyo Grande, Paso Robles and Santa Maria branches, plus our new Lompoc event location. In total, we recycled 133 total bins with about 21 tons of shredded paper— saving 357 trees, 147,000 gallons of water, 63 cubic yards of landfill space, and 84,000 kilowatts of electricity!
On Friday, October 11, SESLOC returned to Pacific Beach High School in San Luis Obispo for a second year to engage 55 students in the Bite of Reality simulation. This hands-on event immerses students in a realistic budgeting app, providing them with valuable insights into managing finances. Through interactive scenarios, participants learn to navigate the distinction between needs and wants, equipping them with essential budgeting skills for real life.
Saving money is essential for financial stability and preparedness. One of the first steps in saving is to build an emergency fund to cover unexpected expenses like medical bills or car repairs. Here are a few tips for building an emergency fund and planning for future expenses.
If you’re receiving benefits based on your own work record, your benefits will continue. If you’re receiving spousal benefits based on your former spouse’s work record, those benefits will generally end upon your getting remarried, but you may be able to receive benefits based on your new spouse’s work record, or on your own.
As summer hits its stride, the idea of financially preparing for the holidays might feel like overkill. Consider this: money is the most cited source of stress during the holidays, with 58% of US adults worrying about overspending or not having enough money.
Your credit score is a three digit number that can impact your financial life in significant ways. From getting approved for loans to determining the interest rates you’ll pay, understanding your credit score is essential.
The productivity surge in 2023 may help explain why the U.S. economy was able to grow at a strong pace while inflation dropped.
Moving or getting a new phone number? You can update your contact information in Online Banking.
New to Online Banking? Check out our series of support videos to help you get started.
There’s a new phishing scam targeting iPhone users that aims to steal Apple ID information. These scams, known as “smishing”, are increasingly being sent via text messages, tricking users into revealing sensitive information.
If you’re getting tired of the same dining food and looking to spice up your lunch routine, hop on a quick bus ride to these fantastic spots in Downtown SLO. You can use your HomeFREE debit or Visa Signature credit card at these participating Local Rewards¹ businesses to earn bonus rewards points² redeemable for cash back, gift cards, and more.
As home prices continue to rise and DIY culture gains momentum, more people are turning to fixer-uppers as an affordable, customizable housing option. The appeal of personalizing a space to fit your vision can make these homes attractive, but are they the right choice for you? Let’s explore the pros, cons, challenges and benefits of buying a fixer-upper to help you decide if it aligns with your goals, budget and skills.
With the Federal Reserve having lowered interest rates, you may be thinking that now is the perfect time to consider purchasing a home. If you are ready, it is best to proactively position yourself in an advantageous spot as a buyer by completing a mortgage pre-approval before you begin house hunting.
The current housing market presents unique challenges, including rising home prices and tight inventory. Here are 3 steps to help you overcome these hurdles and achieve your homeownership goals.
The workers are sooo nice and friendly!!"
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