Taxes can be complex, but understanding them is important, especially when you are a business owner. With proper tax planning, you can save money and support the growth of your business. Here is a breakdown of the essential tax basics for small businesses.
When financing business operations or expansion, loans may be necessary, but high-interest rates can eat into profits and harm your credit if not managed carefully. Keeping debt levels under control is essential to avoid over-leveraging your business and maintaining financial stability. To help you navigate this, here are 6 strategies to effectively manage and reduce your debt, ensuring your business stays on solid financial ground.
Marketing your business can be challenging, especially when there is a tight budget to work with. But fear not! Here are 5 cost-effective tips to help you reach potential customers without breaking the bank.
Contrary to popular belief, increasing productivity isn’t solely about getting tasks done more quickly—it’s also essential for boosting job satisfaction and fostering organizational success. A productive environment benefits both employers and employees, turning workdays into experiences that are both effective and rewarding. Here are a few tips to transform your workplace into a thriving hub of success and fulfillment.
Thinking about diving into the world of business or taking your current one to new heights? Securing a business loan can seem complex and daunting. But fear not! Below is a handy guide to help you through the process of qualifying for a business loan and getting on track for financial success.
Although there’s no hard-and-fast rule about when you should review your estate plan, the following suggestions may be of some help.
If you’re receiving benefits based on your own work record, your benefits will continue. If you’re receiving spousal benefits based on your former spouse’s work record, those benefits will generally end upon your getting remarried, but you may be able to receive benefits based on your new spouse’s work record, or on your own.
For young adults, side hustles and entrepreneurship present a horizon of new opportunities to generate income, pursue passions, provide flexibility and the chance to charter their own path to success.
Basically, three separate categories of entities exist: partnerships, corporations, and limited liability companies. Each category has its own advantages, disadvantages, and special rules. It’s also possible to operate your business as a sole proprietorship without organizing as a separate business entity.
Basically, three separate categories of entities exist: partnerships, corporations, and limited liability companies. Each category has its own advantages, disadvantages, and special rules. It’s also possible to operate your business as a sole proprietorship without organizing as a separate business entity.
At SESLOC, we’re introducing new ways to help SESLOC Members Save. Whether you are just starting your financial journey, are an everyday saver, or have more to invest, there is something for everyone at SESLOC. We hope these benefits make your holidays more merry and bright and help you reach your financial goals and dreams in the coming year.
Consider making moves to Level Up, with our new member benefits program.¹ Increasing benefits include select fee waivers, waived check orders, and rate discounts on new eligible consumer loans — all of which can help you save even more money and get ahead financially.
Here are the answers to common questions about Level Up, our new member benefits program.¹ Have more questions? Call us at (805) 543-1816 or visit any SESLOC branch:
SESLOC is pleased to announce that we have received two prestigious awards this year. The recognition we have earned serves as a testament to our commitment to excellence and dedication to providing exceptional financial services to our valued member-owners. We are proud to share this achievement with you, as it highlights our ongoing efforts to deliver top-tier products and services that meet and exceed the financial needs of our community.
SESLOC is pleased to announce that as of November 1, 2024, there has been a reduction in overdraft fees. This change is part of our commitment to providing cost-effective solutions for our membership and community. These savings will be extended to members but will have the greatest impact on those facing financial challenges, who need a break from fees to begin saving and building healthy financial habits.
