SESLOC Credit Union is thrilled to introduce the Instant Funds loans, a new short-term, small-dollar loans program designed to support individuals in need of emergency financial assistance. Keeping the credit union philosophy of “people helping people” in mind, we are introducing this product to ensure there is financial support for the underserved and underbanked in the Central Coast community.
Do you have a SESLOC loan or credit card, or need to move money between your accounts? Set up payments and transfers in Online Banking or the Mobile App. You can also schedule recurring transfers.
A Home Equity Loan leverages the equity you’ve built in your home to get access to funds at a lower rate than other loan types. A Home Equity Loan is a closed-end loan, meaning you get a lump sum and repay it with interest over a specified term.
So, what should you do with your time now that you don’t have to go to the branch to pay your loan? Here are 80 ideas:
Thinking about a new or “new to you” car? Having a reliable set of wheels is a crucial part of our daily lives, but it’s also a big financial decision that will likely impact your budget for the next several years. You know you’ll need to protect your ride with car insurance, and maybe even get a AAA membership, but are you aware of these programs that give you financial peace of mind?
Buying a new (or new to you) car is exciting, but can also be a stressful experience. A car is a big purchase, and you’ll be handling your new ride for years to come — so you want to be sure you’re making an informed decision.
Your HELOC provides more flexibility to support your goals than other loan options due to the low adjustable rate, no minimum advance requirements, no prepayment penalty, and flexible repayment terms — during the initial 10-year draw period your minimum payments are interest-only, followed by a 15-year repayment period to cover any outstanding balance.*
A signature loan gives you quick access to cash and the rates are competitive. Plus, the payments are the same each month, so you know exactly when the debt will be paid off and the total cost of the loan. But when should you consider a signature loan over something else?
Find tips for navigating Online Banking, applying for a consumer loan, and more
Which do you prefer to use at checkout, cash or card? Here are some benefits of using your debit or credit card instead:
A tax on credit unions is a new tax on you. Take action today: Contact your U.S. representatives and Senators and tell them: Don’t Tax My Credit Union.
No matter where you live, credit unions play a critical role in ensuring a level playing field for everyone to achieve their financial goals.
For the fourth time in five years, SESLOC has been recognized by the leading member experience solution company as one of the top credit unions for customer experience in the United States
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Melissa Ward from 17 Strong.
We’re celebrating a major milestone in helping our members achieve their financial goals. Since launching the 12-month Save to Win Share Certificate¹ in November 2019, nearly 800 SESLOC members have won a combined $50,000 by opening an account with at least $25!
The workers are sooo nice and friendly!!"
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