Navigating student loan options can be overwhelming. Here is an easy-to-reference guide between federal loans and private loans.
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Financial Wellness
For Love and Money: How to Bring Dollars and Sense in Your Relationship
Talking about savings, spending, and debt with your partner doesn’t have to be awkward or embarrassing. Here’s how you can prepare to have the big talk about your personal finances.
Important Social Security Updates for Retirees in 2025
As we welcome 2025, big changes to Social Security will impact retirees and those nearing retirement.
Get Ahead in 2025: The Financial Checklist to Start Strong
Ready to take control of your finances in the new year? Jumpstart your journey with this simple 11 step financial wellness action plan!
Jingle Bills: How to Avoid a Holiday Debt Hangover
If you’ve ever found yourself dreading your January credit card statements, you’re not alone. With thoughtful planning, you can keep your holiday joy intact without taking on holiday debt.
SESLOC Marks 5 Years of Impact with EverFi’s Financial Scholars Program
For five years, SESLOC has proudly sponsored EverFi’s Financial Scholars program, providing Central Coast high school students with practical, online financial education curriculum on topics like budgeting, credit, taxes, financing higher education, and more. Here are the program results from the 2023-2024 school year and the impact the program has made on students over the last half decade.
Reduction in Overdraft Fees: Helping Members Save Today, and Everyday
SESLOC is pleased to announce that as of November 1, 2024, there has been a reduction in overdraft fees. This change is part of our commitment to providing cost-effective solutions for our membership and community. These savings will be extended to members but will have the greatest impact on those facing financial challenges, who need a break from fees to begin saving and building healthy financial habits.
Establishing Financial Foundations: SESLOC Equips High Schoolers with Budgeting Skills
On Friday, October 11, SESLOC returned to Pacific Beach High School in San Luis Obispo for a second year to engage 55 students in the Bite of Reality simulation. This hands-on event immerses students in a realistic budgeting app, providing them with valuable insights into managing finances. Through interactive scenarios, participants learn to navigate the distinction between needs and wants, equipping them with essential budgeting skills for real life.
From 401(k)s to Roth IRAs: Demystifying Retirement Accounts
With so many responsibilities in our day-to-day lives, it is common to feel unprepared for the future. If you have ever caught yourself staring at your 401(k) statement blankly or questioning whether a Roth IRA is the right move, you are not alone. With guidance, these accounts can feel less daunting and more like tools you can confidently use to secure your future.
Finish Strong: End of the Year Money Moves for 2024
As the year comes to a close, it is essential to address your financial needs before the holiday rush begins and set yourself up for a successful 2025. Here are four steps to help you establish a solid financial foundation and enjoy a stress-free start to the new year.
Recent News
SESLOC Cares for Community Award: Melissa Ward
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Melissa Ward from 17 Strong.
SESLOC Celebrates $50,000 in Save to Win Prizes to Members
We’re celebrating a major milestone in helping our members achieve their financial goals. Since launching the 12-month Save to Win Share Certificate¹ in November 2019, nearly 800 SESLOC members have won a combined $50,000 by opening an account with at least $25!
SESLOC Earns Third Consecutive SLO County Family-Friendly Workplace Award
For the third consecutive year, SESLOC is recognized as one of the best workplaces for families! We’re proud to announce our BLUE Diamond award from San Luis Obispo County Family-Friendly Workplaces for creating a family-friendly culture for all of our employees.
The NEW SESLOC Rewards: Shop, Earn Points and Get Rewarded
The new online home of SESLOC Rewards launched on January 23, 2025, giving you even more tools to track the points earned from your everyday spending. You won’t have to re-register for site access – use your current username and password to get started.
2024 Year in Review
Your favorite credit union. Helping SESLOC Members Save today, and every day. SESLOC is a place for us all.
Shawn
Dan
Mary
Jennie
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Lanie
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