Now, more than ever, it’s important to safeguard sensitive card information to prevent an interruption in your ability to make important purchases. Be sure to report a lost or stolen card to your financial institution immediately.
A quick web search for “data breach” reveals countless recent hits detailing major data breaches. One of the biggest risks following a data breach is that scammers could use your stolen personal information to open a loan or a line of credit in your name, potentially damaging your credit score or leaving you to pay for the fraudulent charges.
Phishing is a technique employed by cybercriminals to deceive individuals into divulging sensitive information or installing malware on their devices. This method is executed through various channels such as phone calls, emails, SMS texts, or even social media messages.
Identity theft is a type of crime where someone obtains another person’s personal information without their permission or knowledge and uses that information to commit fraud or other illegal activities. The personal information that is commonly targeted includes names, addresses, birthdates, Social Security numbers, credit card numbers, and bank account information.
Periodically reviewing your credit report and credit score is an important step to better protect and improve your financial health. Follow these tips to develop good credit habits throughout the year that will help you stay on track with your goals and protect your identity.
This year, tax crimes have become more complex and sinister than ever before, including scams like identity theft, phishing, fake charities, false claims, and more. This article will cover new fraud schemes and reoccurring ones in hopes of helping you understand what to watch for and how to protect yourself and your loved ones.
Medical identity theft occurs when someone’s name, Social Security number, or insurance information is used to submit fraudulent insurance claims.
With identity theft on the rise, and scammers only getting better at what they do, it helps to stay aware of how fraudsters may be targeting your personal information and your good name. The most successful scams will continue to be circulated until they stop being an effective way for criminals to steal from their victims.
Although new attacks regularly come to the attention of cybersecurity experts, these are the most common types that you can watch for and protect yourself against.
Zelle, CashApp, and Venmo are popular money transfer apps that allow you to send and receive money to and from other individuals instantly, just like handing over cash, even if you and your payee have accounts with different financial institutions.
At SESLOC, we’re introducing new ways to help SESLOC Members Save. Whether you are just starting your financial journey, are an everyday saver, or have more to invest, there is something for everyone at SESLOC. We hope these benefits make your holidays more merry and bright and help you reach your financial goals and dreams in the coming year.
Consider making moves to Level Up, with our new member benefits program.¹ Increasing benefits include select fee waivers, waived check orders, and rate discounts on new eligible consumer loans — all of which can help you save even more money and get ahead financially.
Here are the answers to common questions about Level Up, our new member benefits program.¹ Have more questions? Call us at (805) 543-1816 or visit any SESLOC branch:
SESLOC is pleased to announce that we have received two prestigious awards this year. The recognition we have earned serves as a testament to our commitment to excellence and dedication to providing exceptional financial services to our valued member-owners. We are proud to share this achievement with you, as it highlights our ongoing efforts to deliver top-tier products and services that meet and exceed the financial needs of our community.
SESLOC is pleased to announce that as of November 1, 2024, there has been a reduction in overdraft fees. This change is part of our commitment to providing cost-effective solutions for our membership and community. These savings will be extended to members but will have the greatest impact on those facing financial challenges, who need a break from fees to begin saving and building healthy financial habits.
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