Debt can be a challenge to manage, even in the best of times. Now, with the economy in the news nearly every day, how do you effectively manage your debt as the cost of borrowing for things like homes, cars, and credit cards rises?
Inflation continues to put pressure on household budgets. From groceries to gas, record-breaking inflation means the purchasing power of your money is decreasing each month.
Here are seven ideas to help shape children’s attitudes and behaviors around finances. These everyday lessons provide opportunities to intentionally model good money management.
While each retiree’s dream might be different, today’s senior citizen typically looks forward to making time for family, hobbies and travel. Today’s rapidly rising prices might cause seniors to put those dreams on hold. It’s understandable why seniors might feel anxious.
For many years, research has shown that women in the U.S. are approved for less than men when they apply for credit products and are more likely to be denied outright. Perhaps because of this, women also put off applying for credit when compared to men, even when they need it to get on solid financial ground.
In the college savings game, all strategies aren’t created equal. The best savings vehicles offer special tax advantages if the funds are used to pay for college. Tax-advantaged strategies are important because over time, you can potentially accumulate more money with a tax-advantaged investment compared to a taxable investment. Ideally, though, you’ll want to choose a savings vehicle that offers you the best combination of tax advantages, financial aid benefits, and flexibility, while meeting your overall investment needs.
Happy birthday! How are you celebrating? Whether you’re going all out or keeping it low-key, your birthday is the perfect time for a financial wellness checkup. Check out these five tips:
Identity fraud goes in and out of the headlines with regularity, and while it can be overwhelming to try to keep up with the most current scams, we frequently hear updates from various news sources about guarding our identities. The latest scams are putting our children’s identities at risk. This month, we will focus on ways to protect the kids in your life from identity fraud.
Open enrollment is the window of time when employers introduce changes to their benefit offerings for the upcoming plan year. If you’re employed, this is your once-a-year chance to make important decisions that will affect your health-care choices and your finances.
If you qualify for federal financial aid, there are a number of strategies you can try to implement to enhance the amount of aid your child will receive when you apply for financial aid. The idea is to lower your expected family contribution (EFC), which in turn raises your child’s aid eligibility.
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Melissa Ward from 17 Strong.
We’re celebrating a major milestone in helping our members achieve their financial goals. Since launching the 12-month Save to Win Share Certificate¹ in November 2019, nearly 800 SESLOC members have won a combined $50,000 by opening an account with at least $25!
For the third consecutive year, SESLOC is recognized as one of the best workplaces for families! We’re proud to announce our BLUE Diamond award from San Luis Obispo County Family-Friendly Workplaces for creating a family-friendly culture for all of our employees.
The new online home of SESLOC Rewards launched on January 23, 2025, giving you even more tools to track the points earned from your everyday spending. You won’t have to re-register for site access – use your current username and password to get started.
Your favorite credit union. Helping SESLOC Members Save today, and every day. SESLOC is a place for us all.
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