If you’re planning to buy a car directly from a seller, you might be interested to know that SESLOC can finance your purchase — just like if you were buying from a dealership. This arrangement is called a private party sale, and this is what you can expect:
- Apply for your loan online, at a branch, or over the phone by calling us at (805) 543-1816.
- A Member Services Representative will work with you to determine which loan product best fits your needs.
- Once approved, you will need to approve the following documentation:
- Copy of current registration
- Proof of auto insurance
- Copy of title or a 10-day payoff from lien holder if currently financed
- Smog certificate completed within 90 days, if applicable
- Additional DMV forms may be required for unique situations
- Our Loan Processors will prepare your loan for signing.
- You will sign your loan documents at the branch, and the seller must be present to sign the DMV forms.
- Your loan will be funded and our DMV Representative will process the sale with the DMV.
- The DMV will send you your registration within 4-6 weeks.
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